Kin is the home insurance company built for the future. By leveraging thousands of property data points, Kin customizes coverage and prices through a super simple user experience. Kin offers homeowners, landlords, condos, and mobile home insurance through the Kin Interinsurance Network (KIN), a reciprocal exchange owned by its customers who share in the underwriting profit. Because of its efficient technology and direct-to-consumer model, Kin provides exceptionally low prices without compromising coverage. Their team has decades of experience in finance, insurance, and technology. But more than anything, they are problem-solvers eager to rebuild the insurance industry.
There’s no place like home – and their homeowner’s insurance is built with that in mind. It’s designed to protect you from disasters big and small. When something goes astray, you can click your ruby slippers together – or, rather, make a claim on your policy – and get your home back to how it once was.
What they Believe:
- Home Insurance Should Be Easy: With Kin, you have your choice of a DIY online experience or world-class personal assistance from their in-house licensed experts. They recommend the appropriate coverage for each home and customize your policy based on your needs.
- Protecting Your Home Should Be Affordable: On average, customers save $500 when they switch to Kin. They constantly innovate to develop new discounts and to create affordable coverage options.
- You Deserve a Home Insurance Company That Cares About You: They built Kin to put our customers first and based on their excellent customer reviews, They’re on the right track. Their carrier is structured as a reciprocal insurance company, which is a fancy way of saying when you’re a Kin policyholder, you own part of their company. You have a voice in what they do, and their Subscribers’ Advisory Committee ensures it. Plus, they partner with nationally and regionally trusted home service providers to help reduce losses and damage to your home.
Kin’s mission is to reimagine home insurance For Every New Normal. While other insurers struggle to handle a fast-changing world, Kin is built for the future and prepared to meet its challenges head-on while helping its customers do the same. Because of their technology and direct-to-consumer model, they provide affordable pricing without compromising coverage, even in areas most impacted by climate change.
They’re fully licensed and their carrier the Kin Interinsurance Network is rated A, Exceptional, by Demotech, Inc., meaning they have the financial strength to help their customers through everyday claims and game-changing catastrophes.