20 Most Innovative and Inspiring Entrepreneurs-profiles


Most Innovative and Inspiring Entrepreneurs pl19

Their inception

Gerard Creamer founded Paystation in an abandoned army barracks out the back of his Palmerston North home in 2002. They were New Zealand’s first professional ecommerce gateway provider. Paystation is now situated in Wellington and is owned and run by Trade Me, one of New Zealand’s most well-known and trusted companies. For the past 15 years, Paystation has been at the forefront of online payments in New Zealand. Our objective is to make secure online payments simple with a can-do attitude, a focus on customer care, and cutting-edge payment technology. They are payment specialists who know how to make internet payments work for you and your company.

Who they are

Paystation is dedicated to make online payments simple, comprehensible, and accessible to anybody who wants to do so. Paystation has a long history of making payments work for businesses in New Zealand. Fairfax New Zealand, Westpac New Zealand, and Power shop are just a few of the companies for whom they’ve developed products. They also accept payments for some of the most well-known brands in New Zealand and around the world, including Trade Me, Elite Fitness, and Fishpond.

Why choose Paystation?

When you sign up with Paystation, you’ll get specialized, individualized support from their New Zealand-based payments professionals who are knowledgeable about the product and industry. On rate card pricing, you can sign up for Paystation on a month-to-month basis, cancelling with 30 days’ notice and changing account plans as needed.

Their pricing structure

With their fees, they’re up front and honest. They don’t charge a monthly network fee (other competitors do). Additional card kinds are not charged extra (some competitors charge $100 per card type). Additional users are not charged.


  • Card security

As a PCI DSS Level, 1 Service Provider Paystation guarantees that cardholder data is secured.

  • Tokenisation

They store and encrypt cardholder data in a process known as tokenisation. Paystation recommends tokenisation as the safest and most secure way to store cardholder data.

  • Encryption

Paystation uses SHA 256-bit SSL encryption. To use Paystation you will need to have the recommended CA bundle installed on your servers.

  • 3DS

Paystation supports 3DS (Verified by Visa and MasterCard SecureCode) on their received payment page. 3DS is not available for merchant hosted integrations.

Protecting your business against credit card fraud

Knowing what indications to look for and educating yourself are the best ways to avoid credit card fraud. There are a few things you can do to safeguard your website from credit card fraud. From properly managing security patches and upgrades on your own website to validating online order details and verifying card holder information, they’ve got you covered.

Their cybersecurity recommendations :

  • Securing your website

Always make sure your website is up to date and that your shopping cart software is up to current. When a new patch or version of their software is released, most shopping cart providers will tell their users via email, their website, and social networking sites like Twitter.

  • Passwords

A hacker, or scammer, can obtain access to the back-end of your website in some cases of fraud. This is especially easy if you don’t use a strong password for your website’s admin user. Always use a strong password, or passphrase, and make sure you change it frequently.

Your password should be one-of-a-kind and not shared with other internet accounts or users.

If you have difficulties remembering your passwords, there are a number of tools available, such as LastPass that will handle them for you.

To get started, simply Google ‘password manager.’

  • Checking the transaction details

Paystation users have entrance to transaction recording, settlement reports, and can view transaction detachments in their admin portal on the ‘Transactions’ page. This means that you can ensure that the cardholder details are correct and you’re happy with the order details before sending any goods or delivering any services.

  • Industry : Information Technology & Services

  • Company size : 11-50 employees

  • Headquarters : Mississauga, Ontario

  • Type : Privately Held

  • Founded : 1955

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